Hello,
If we sent you an email, text, letter or call, it means your original provider sold your account to us. PRA Group Canada Inc. is committed to working with you. We offer flexible repayment solutions and can design a payment plan to fit your budget. We guarantee that the faster you pay, the more you will save.
About us
When banks, credit card companies, and other creditors are unable to collect on an account, they may sell those debts to companies like ours. PRA Group Canada Inc. collaborates with its customers to help resolve their debt with us. We offer affordable plans and repayment options and are committed to treating our customers with the fairness and respect they deserve.
PRA Group Canada Inc. is a subsidiary of PRA Group, Inc. – a publicly traded (Nasdaq: PRAA) company. For over 25 years, PRA has helped drive the evolution of the debt industry by putting people first, striving to improve financial futures.
Since January 1, 2020, Preferred Credit Resources Limited and CCL Financial Inc. have been merged into PRA Group Canada Inc.
Debt happens, so can recovery.
How did PRA Group Canada Inc. get my account?
When banks and finance companies have a customer account that goes into default, they will often sell that account to a company like PRA Group Canada Inc.
Our goal is to treat you with the respect, dignity and transparency you deserve.
-
We will not charge you servicing fees nor resell your debt
-
We will offer you flexibility in repayment
-
We will provide you with the account information you need to help make an informed decision
-
If we are reporting your account to the credit bureaus, it will be considered paid-in-full or settled-in-full for less than the full balance after your final payment is successfully posted
Want some options?
Tell us what you can afford and we'll come back with some repayment options.
Ready to pay?
Pay at your bank
Add PRA Group Canada as a payee and use your PRA reference number as your account number.
Learn more
Bank deposit
Certified funds (cash, money order or certified cheque) can be deposited at any BMO location.
Learn more
By mail
Cheques or money orders with your PRA reference number on them can be sent via mail.
Learn more
Our promises
- We won’t charge servicing fees while you work with us on your account(s)
- We will listen to better understand your situation
- We’ll work with you on a way forward
- You have flexibility in your repayment